Protect Your Cash and Cheer this Holiday Season: Tips on How to Keep Yourself Safe from Cyber Scams.

The holiday season brings joy, festivities, and unfortunately, an uptick in cyber scams. With the convenience of online shopping and digital communication, it has become crucial to fortify our defenses against potential cyber scams. In this blog, we explore five essential tips to protect your holidays against the most common scams, so that you can focus on holiday cheer…and not seasonal stress.

1. Set Strong Passwords

The foundation of your online security starts with strong, unique passwords. Use a mix of upper and lower-case letters, numbers and special characters. Enable two-factor authentication whenever possible, to add an extra layer of protection. Regularly monitor your credit and bank statements for suspicious activity. To make this process more manageable, consider using a password manager to simplify the process.

2. Verify Before You Buy

As you start holiday shopping, take a moment to verify the legitimacy of the websites you visit. Before making any online purchases, ensure the website has a secure connection (https://), read reviews from other users, and confirm the retailer’s reputation. Be cautious of unsolicited emails or ads and double-check the sender’s authenticity before clicking on any links. Scammers often capitalize on the holiday rush, so it pays to be vigilant.

3. Beware of Phishing

Phishing scams are a prevalent threat during the holiday season. Cybercriminals often pose as trusted entities, sending emails or text messages requesting personal or financial information. Remember, legitimate organizations will never ask for sensitive details through text or email. If you receive a suspicious message, avoid clicking on any links and contact the company directly through official channels to verify the request’s legitimacy. Vigilance is key to steering clear of phishing traps.

4. Update Your Devices and Software

Outdated software and devices are prime targets for cybercriminals looking to exploit vulnerabilities. Ensure your computer & phone’s software is up to date with the latest security updates. Regularly check for system updates, and don’t ignore those notifications- they are your first line of defense against potential threats. By keeping your digital arsenal current, you significantly reduce the risk of falling victim to cyber-attacks.

5. Stay Informed

Knowledge is your greatest weapon against cyber scams. Stay informed about the latest scam alerts and fraud prevention advice from reputable sources such as the Federal Trade Commission (FTC) or your regional consumer protection agency. Make it a habit to check for updates regularly, especially during the holiday season when scams tend to increase. Awareness empowers you to recognize and thwart potential threats before they escalate.

This holiday season, fortify your online defenses with these five essential tips to protect against common cyber scams. By setting strong passwords, verifying before you buy, being cautious of phishing attempts, keeping your devices and software updated, and staying informed, you can enjoy the festivities with peace of mind, knowing that you’ve taken proactive steps to safeguard your digital well-being.

If you believe you have been the victim of a bank scam, please reach out here.