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Home Loans

Our experienced officers are here to help, whether you’re a first-time buyer, remodeling, refinancing, or building fresh.

First Time Homebuyer
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Blue house with green lawn bought from a first time home buyer

First Time Homebuyer

First time buying a home? Our Loan Officers are here to guide you through the process. They will help you determine what you can afford and review your financing options.

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Remodeled kitchen bought with home equity lines of credit

Home Equity Line Of Credit

Looking to remodel your home or purchase your dream car? Idaho First Bank offers accessible, revolving lines so you can use what you need, when you need it.

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Construction & Renovation

If you are looking to make some updates, renovate a fixer-upper, or build your dream home from the ground up, we can help streamline and simplify the process.

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Are You an Idaho First Bank Employee?

All employee loans need to be processed through this application.

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Purchase & Refinance Options

A fixed rate offers stability while an adjustable rate generally offers a lower initial rate that adjusts periodically throughout the life of the loan.
 

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Backyard patio remodel bought with home equity loans

Home Equity Loan

Turn your home’s equity into your next big purchase. Navigate that special one-time investment with top-notch interest rates and easy, fixed payments.
 

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Construction home framing against a blue sky with clouds bought using lot bridge loans

Lot/Bridge Loans

Whether you are purchasing a home, refinancing, renovating or building a home, Idaho First Bank has options for your unique financing needs.

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Meet Your Mortgage Experts Today

Roger Schumacher Lending Expert

EAGLE BRANCH
Roger Schumacher
Construction Lending Expert
NMLS# 1094241
208.947.7382
rschumacher@idahofirstbank.com

Lupe Rodriguez Mortgage Lender

NAMPA BRANCH
Lupe Rodriguez
VP, Mortgage Sales Manager
NMLS# 82205
208.887.6270
lrodriguez@idahofirstbank.com

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MCCALL BRANCH
Daniel D'Lerma
Construction Lending Expert
NMLS# 1170431
208.630.2091
ddlerma@idahofirstbank.com

You may receive firm offers of credit from businesses who claim to be associated with us and are not. If you receive such offers and are unclear as to where these solicitations are coming from you have the option to opt-out, which prevents Consumer Credit Reporting Companies from providing your credit file information to other firms. To opt out visit optoutprescreen.com.

Get Current Mortgage Rates 

Ready to buy a house or refinance? Get daily rates and use our personalized calculator. Contact a mortgage lender today for help. 

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