Positive Pay

• Stop fraudulent activity before it happens
• Compares checks presented for payment to those in your check issued file
• You decide whether to approve the payment or not

 

ACH Origination

• Process and receive payments electronically
• More efficient and secure processing
• Eliminates waste and expense of paper checks

 

Remote Deposit Capture

• Deposit checks from one or multiple locations using a desktop scanner
• Streamline operations and workflows
• Convert paper checks to electronic transactions at point of receipt
• No need to meet courier deadlines or make extra trips to the bank
• Improved funds availability – deposits are processed and credited the night of deposit

 

Merchant Card Services

• Provide additional payment options for your customers
• Accept credit cards, online payments, and more
• Our partner FirstData/Fiserv, offers business payment processing solutions that are personalized to help your business succeed

 

Automated Sweeps

• Keep your money working for you, automatically
• Excess funds are swept into an interest-bearing account
• Funds are swept back should your balance get too low

 

Online Wires

• Safe and cost-effective method of transferring funds between bank accounts domestically or internationally
• Reduce administrative time and provide a fast way to transfer funds, with most domestic wires being received the same day. International wire transfers can take longer depending on the county of the recipient
• Online wire capability does require dual control

 

Speak with our Vice President, Manager of Cash Management to get started today

 

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Melissa Schug

VP, Manager of Cash Management

(208) 493-5648

Send Melissa An Email >