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Checking

Banking On The Go

Personal Checking Account features include: Online & Mobile Banking, Electronic Statements, Bill Pay, and Visa® Debit Card/ATM Card. Choose from a variety of debit card designs to personalize your experience.

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Choose An Account Tailored To You

Climb

Minimum Balance To Open: $100

Monthly Maintenance Fee: $3

 

  • $3 monthly maintenance fee waived with 1 direct deposit per month; or when you maintain an average daily collected balance of $250 or average daily aggregated collected balance of $500

  • E-statements free; Paper statements $3 per statement cycle

 

Peak

Minimum Balance To Open: $100

Monthly Maintenance Fee: $7

 

  • Accrues Interest

  • $7 monthly maintenance fee waived when you maintain an average daily collected balance of $1,000 or average daily aggregated collected balance of $2,500

  • E-statements free; Paper statements $3 per statement cycle

Pinnacle

Minimum Balance To Open: $200

Monthly Maintenance Fee: $10

  • Accrues interest

  • $10 monthly maintenance fee waived when you maintain an average daily collected balance of $5,000 or average daily aggregated collected balance of $10,000

  • E-statements free; Paper statements $3 per statement cycle

  • One (1) box of free standard Bank logo checks per year

Summit (Senior 62+)

Minimum Balance To Open: $100

Monthly Maintenance Fee: $0

 

  • Available for individuals age 62 or better

  • E-statements free; Paper statements free

  • Free official checks and money orders

  • One (1) box of free standard Bank logo checks per year

Compare Accounts

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  1. Climb monthly maintenance fee waived with one (1) direct deposit per month.

  2. Aggregate of Idaho First Bank Checking, Savings, Money Market accounts (excludes CDs, IRAs, Loans, Lines of Credit, and Credit Cards).

  3. E-statements free, paper statements $3.00 per statement cycle-waived for Summit (Senior 62+)

  4. One (1) box of free standard Bank logo checks per year for Pinnacle/Summit Accounts.

 

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