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Certificates of Deposit

Plan Ahead With Predictable Returns

With an Idaho First Bank Certificate of Deposit (CD), you can grow your savings with a little extra confidence. Select a timeline that works best for you, then earn secured interest for the duration of the term.

Promotional CD Offers

empty_colMaturity
empty_col7 Month13 Month25 Month
CD BalanceInterest RateAPYInterest RateAPYInterest RateAPY
10,000-250,0003.70%3.75%3.65%3.70%3.35%3.39%
250,000.01 and over3.75%3.80%3.70%3.75%3.40%3.44%

*Annual Percentage Yield (APY) effective as of 09/15/25. Minimum opening deposit of $10,000. Fees may reduce earnings. Penalty for early withdrawal. Promotional offer subject to change without notice. Contact an Idaho First Bank employee for additional information on promotional or standard CD terms, rates, and fees.

Need a Hand?

That’s what Idaho First is best at. Give us a call or contact us online today for assistance with choosing, applying for, or using your account, and we’ll set you on the right track.

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More Power in Your Palm

Access online and mobile banking with any Idaho First account. You can view account details, transfer funds, and pay your bills from anywhere, at any time, without sacrificing security.