
Savings Accounts
Your future needs a strong foundation. Idaho First Bank savings accounts are designed to be rewarding, flexible, and above all, secure.
Find your best fit from the accounts below, or speak with an Idaho First team member for additional insight on which savings strategy is right for you.

Accounts at a Glance
Which savings option is right for you?
For first-time savers. No fees, Certain withdrawal limitations apply, and free e-statements to get you started.
- $25 Opening Deposit
- Monthly Maintenance Fee: $0
Diversify, fortify, and invest. With knowledgeable experts on hand at all times, it’s the perfect way to start investing.
- $5,000 Opening Deposit
- Monthly Maintenance Fee: $5 (Waived With Average Balance of $5,000)
A money market account with higher interest rates for higher balances.
- $25,000 Opening Deposit
- Monthly Maintenance Fee: $10 (Waived With Average Balance of $25,000)
Save pre-tax dollars for qualified medical expenses, covering you in case of emergency.
- $100 Opening Deposit
- Monthly Maintenance Fee: $0
A state-specific account that allows Idaho residents to save for medical expenses and potentially reduce their Idaho individual income tax liability.
- $100 Opening Deposit
- Monthly Maintenance Fee: $0
A great complement to standard savings. Plan ahead, choose the term that suits your needs, and earn steady interest.
- $500 Opening Deposit
- Monthly Maintenance Fee: $0
Tailored to You
See a full breakdown of available savings options and their features here.


More Power in Your Palm
Access online and mobile banking with any Idaho First savings account. You can view account details, transfer funds, and pay your bills from anywhere, at any time, without sacrificing security.