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Savings Accounts

Your future needs a strong foundation. Idaho First Bank savings accounts are designed to be rewarding, flexible, and above all, secure.

Find your best fit from the accounts below, or speak with an Idaho First team member for additional insight on which savings strategy is right for you.

Accounts at a Glance

Which savings option is right for you?

Savings First

For first-time savers. No fees, Certain withdrawal limitations apply, and free e-statements to get you started.

  • $25 Opening Deposit
  • Monthly Maintenance Fee: $0
Personal Money Market

Diversify, fortify, and invest. With knowledgeable experts on hand at all times, it’s the perfect way to start investing.

  • $5,000 Opening Deposit
  • Monthly Maintenance Fee: $5 (Waived With Average Balance of $5,000)
Personal Jumbo Money Market

A money market account with higher interest rates for higher balances.

  • $25,000 Opening Deposit
  • Monthly Maintenance Fee: $10 (Waived With Average Balance of $25,000)
Health Savings Account 

Save pre-tax dollars for qualified medical expenses, covering you in case of emergency.

  • $100 Opening Deposit
  • Monthly Maintenance Fee: $0
Idaho Medical Savings Account (MSA)

A state-specific account that allows Idaho residents to save for medical expenses and potentially reduce their Idaho individual income tax liability.

  • $100 Opening Deposit
  • Monthly Maintenance Fee: $0
Certificates of Deposit

A great complement to standard savings. Plan ahead, choose the term that suits your needs, and earn steady interest.

  • $500 Opening Deposit
  • Monthly Maintenance Fee: $0

Tailored to You

See a full breakdown of available savings options and their features here.

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More Power in Your Palm

Access online and mobile banking with any Idaho First savings account. You can view account details, transfer funds, and pay your bills from anywhere, at any time, without sacrificing security.