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A HELOC Can Help

Capitalize on Home Equity

A Home Equity Line of Credit (HELOC) can be a great way for homeowners to consolidate debt and make big purchases. By using your home as collateral to secure the loan, you unlock access to lower interest rates and more flexibility than you would with a traditional loan.

Get in touch with our in-house mortgage specialists to see if a HELOC might be right for you.

Your Mortgage Team

Eric Guy Madsen
AVP, Commercial Banker
Ketchum Bank Location
NMLS #: 907236
Lupe Rodriguez
VP, Mortgage Sales Manager
Nampa Bank Location
NMLS #: 82205
Daniel A D'Lerma
Construction Lending Expert
McCall Bank Location
NMLS #: 1170431

You may receive firm offers of credit from businesses who claim to be associated with us and are not. If you receive such offers and are unclear as to where these solicitations originated, you have the option to “opt-out”, which prevents Consumer Credit Reporting Companies from providing your credit file information to other firms. To opt-out visit optoutprescreen.com.

HELOC Resources

CFPB HELOC Booklet

Explore and understand your options when borrowing against the equity in your home. 

HELOC Application Disclosure

Before you apply, review the terms of Idaho First Bank’s HELOC application.

Start Your HELOC Application

Click here to start the application process or visit an Idaho First Bank location to meet with a member of our team.

Get a Custom Rate

Ready to buy a house or refinance? Use our personalized calculator to see daily rates and how they apply to your situation.

Not Sure What You Need?

Our mortgage and lending team can help demystify the home-buying process. Call today and schedule a conversation at a time that’s convenient for you.