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Checking Accounts

At Idaho First Bank, we believe that choosing and using your checking account should be easy. Whether you’re looking to earn interest, avoid fees, or just simplify your banking experience, we’ve got you covered.

Explore the options below or speak to an Idaho First team member today and start spending how you like, sooner.

Accounts at a Glance

Which checking option is right for you?

Freedom Checking

No frills, no hassle. Get everything you need and nothing you don’t.

  • $100 Opening Deposit
  • Zero Monthly Maintenance Fees
Peak Checking

Save even when you’re spending. Earn interest with minimal balance requirements.

  • $100 Opening Deposit
  • Earns Interest Account
Summit Checking (Senior 62+)

Built so you can keep banking your way, with zero monthly maintenance fees and the added flexibility of free money orders, official checks, and paper statements.

  • $100 Opening Deposit
  • Free Paper Statements

Tailored to You

See a full breakdown of available checking options and their features here.

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mobile Banking & Digital Wallet

More Power
in Your Palm

Access online and mobile banking with any Idaho First checking account. You can view account details, manage funds, and payments, and pay your bills from anywhere, at any time, without sacrificing security.