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Home Loans and Mortgage

Opening Doors Everywhere

What’s the key to a great home? Financing it with a reliable partner. Idaho First Bank’s mortgage professionals and real estate lending team are here to help you navigate the mortgage process with confidence to plan, build, or buy your dream home.

Find Your Place With Us

Which home loan is right for you?

First-time Home Buyer

Step by step guidance and friendly rates backed by the periods in U.S. government.

Purchasing & Refinancing

Explore the nuances of fixed versus adjustable rates with help from one of our mortgage professionals.

Home Equity Line of Credit

Turn your investment into usable capital with flexible terms and great rates.

Home Equity Loan

Turn your home’s equity into your next big purchase. Navigate that special one-time investment with top-notch interest rates and easy, fixed payments.

Construction & Renovation

Get the stable financing you need to build your home from the ground up or transform your current property.

Lot / Bridge Loans

Have your eye on a pretty patch of land? Idaho First can help you secure it right away.

Employee Loans

Do you work at Idaho First Bank? All employee loans should be processed through this application.

Your Mortgage Team

Eric Guy Madsen
AVP, Commercial Banker
Ketchum Branch Location
NMLS #: 907236
Lupe Rodriguez
VP, Mortgage Sales Manager
Nampa Branch Location
NMLS #: 82205
Daniel A D'Lerma
Construction Lending Expert
McCall Branch Location
NMLS #: 1170431

You may receive firm offers of credit from businesses who claim to be associated with us and are not. If you receive such offers and are unclear as to where these solicitations originated, you have the option to “opt-out,” which prevents Consumer Credit Reporting Companies from providing your credit file information to other firms. To opt-out visit optoutprescreen.com.

Get a Custom Rate

Ready to buy a house or refinance? Use our personalized calculator to see daily rates and how they apply to your situation.

Not Sure What You Need?

Our mortgage and lending team can help demystify the home-buying process. Call today and schedule a conversation at a time that’s convenient for you.