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*Annual Percentage Rate (“APR”) will be an introductory rate of 0% for the Visa Zero+ credit card offered by Idaho First Bank, available for new customers who apply for an Idaho First Bank credit card by January 31, 2026. Introductory APR for purchases is valid for first 24 billing cycles. Introductory APR for balance transfers applies to transfers made within 744 days after account opening and is valid for the first 24 billing cycles. Balance transfer fee of 5% of each transfer amount ($5 minimum) applies. The 0% introductory APR does not apply to cash advances. After the introductory period, APR for purchases and balance transfers will range from 17.49% to 28.49% based on creditworthiness, may vary with the market and is based on the Prime Rate. Limited-time offer, subject to credit approval, and may be canceled without notice.
Make the most of every moment and every purchase
With 0% introductory APR for 24 billing cycles and cash-back rewards on travel, our Consumer Zero+ Card makes it easy to get to enjoy the adventure now and plan confidently for what’s ahead.
4% Cash Back
On travel booked with the card in the Rewards Center (prepaid airfare, attractions, car rental and hotel).
$15 Annual Statement Credit
For making purchases for 11 consecutive months
0% Introductory APR
On purchases and balance transfers for 24 billing cycles*
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