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Savings

Plan for your dreams with flexible savings options.

You deserve first-class, personalized service as you pursue your financial goals. With Idaho First Bank, you’re free to choose the personal checking account that fits your needs or let us help you make the right choice. Either way, you get expert assistance and your money remains close by, right here in the community. 


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1 Monthly maintenance fee waived if attached to the Climb account as overdraft protection

2 5 free per statement cycle, $.50 each additional

3 E-Statements free, paper statements $3.00 per statement cycle

4 Checks for HSA and money market accounts available (additional fees may apply. Money Market and Savings accounts are limited by Federal regulations to six (6) withdrawals per statement cycle via telephone, online transfer, pre-authorized transfer, check or debit card. In person or ATM withdrawals are unlimited. Excess debit charge may apply.



Student Savings

  • Accrues Interest
  • Higher interest rate on first $200.00 of account balance
  • Age 18 and younger
  • $1.00 minimum balance to open
  • No monthly maintenance fee

Services Included:

  • Online Banking
  • Mobile Banking
  • Remote Deposit Anywhere
  • ATM Card
  • E-Statements or Paper Statements

Additional Services offered (fees may apply)

  1. Official Checks/Money Orders


Statement Savings

  • Accrues Interest
  • $100.00 minimum balance to open
  • $3.00 monthly maintenance fee if average collected falls below $100.00
    Fee waived if attached to Climb checking account

Services Included:

  • Online Banking
  • Mobile Banking
  • Remote Deposit Anywhere
  • E-statements
  • ATM Card

Additional Services offered (fees may apply)

  1. Paper Statements
  2. Official Checks/Money Orders


Health Savings Account

  • Accrues Interest
  • High Deductible Health Plan Required
  • $100.00 minimum balance to open
  • No monthly maintenance fee

Services Included:

  • Online Banking
  • Mobile Banking
  • Remote Deposit Anywhere
  • Visa Debit Card
  • E-Statements or Paper Statements

Additional Services offered (fees may apply)

  1. Checks
  2. Official Checks/Money Orders


Personal Money Market

  • Accrues Interest
  • $5,000.00 minimum balance to open
  • $5.00 monthly maintenance fee if average collected falls below $5,000.00

Services Included:

  • Online Banking
  • Bill Pay
  • Mobile Banking
  • Remote Deposit Anywhere
  • E-statements
  • Visa Debit Card

Additional Services offered (fees may apply)

  1. Paper Statements
  2. Checks
  3. Official Checks/Money Orders


Personal Jumbo Money Market

  • Accrues Interest
  • $25,000.00 minimum balance to open
  • $10.00 monthly maintenance fee if average collected falls below $25,000.00. 

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Services Included:

  • Online Banking
  • Bill Pay
  • Mobile Banking
  • Remote Deposit Anywhere
  • E-statements -Visa Debit Card

Additional Services offered (fees may apply)

  1. Paper Statements
  2. Checks
  3. Official Checks/Money Orders



Your local business savings decision maker is here to help you make it happen. Click here to locate one today.


Banking 24/7

You can't always get to the bank, so you need a variety of anytime online financial services. Access a wide range of banking capabilities 24/7 through Idaho First Bank night depositories, ATM’s, the MoneyPass Network, Remote Deposit services, Mobile Banking services and our easy Online Banking.

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