Angie Vanderpool with customer photo

Personal Lending

Reach your financial goals with personalized plans

Making valuable steps toward your financial goals is easier with our range of personal savings services including loans and lines of credit. No matter which services you use, you'll get the personalized support and expert knowledge of a local bank. Plus, your money stays right here in your community! 

Home Mortgage Loans

Maximize your funds without breaking your budget, a home mortgage loan from us is the smart choice. Our experienced officers will help you every step of the way.

Custom Construction Loans

Build the Idaho home you've always dreamed of owning, with competitive interest rates and flexible terms. Lock in your loan today and start building tomorrow.

Home Equity Line of Credit (HELOC)

Use the equity in your home to secure an easily accessible, revolving line of credit. Apply only once, then use what you need when you need it.

Home Equity Loan (HELoan)

A Home Equity Loan is more often used for one-time expenses such as buying a vehicle or consolidating other debts. You will have a fixed rate of interest and a fixed payment amount for easy budgeting.

Auto Loans

When you finance with us, the hard part is choosing your next vehicle. We make the buying process less stressful, including pre-approvals for improved bargaining.

Personal Lines of Credit

Whether it’s a dream vacation with the family, a home repair, or some other need, tap into a convenient credit line that only requires one application.

Other Secured Personal Loans

Whatever your financing needs — a secured loan will almost always bring you a more competitive interest rate. See us for a customized solution today.



Banking 24/7

You can't always get to the bank, so you need a variety of anytime online financial services. Access a wide range of banking capabilities 24/7 through Idaho First Bank night depositories, ATM’s, the MoneyPass Network, Remote Deposit services, Mobile Banking services and our easy Online Banking.

Locate a Money Pass ATM

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