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Personal Credit Card

All you want or need is just a swipe away

Credit in your pocket or purse is a convenient way to enjoy all that life here in Idaho has to offer. Business lunches to entertainment and last-minute shopping, e-commerce and a last-minute weekend getaway are all possible with an Idaho First consumer credit card. All cards feature competitive rates, security features, personalized professional support, detailed transaction reporting, and more. Talk to a Idaho First representative today and see how to get yours.

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Visa® Platinum Card

No annual fee

  • The best introductory offer!
  • Save on interest and pay down other credit card balances faster
  • Everyday convenience of a non-rewards card

Learn about the Platinum Card

Visa® Bonus Rewards PLUS Card

  • 50% monthly rewards bonus on all rewards points earned each month. 1
  • There are no caps or limits on the points card members can earn
  • $50 annual fee
  • Redeem points for a wide variety of rewards, including cash back, travel, gift cards and brand-name merchandise

Learn about Bonus Rewards PLUS Card

*Any introductory rate does not apply to cash advances. The rate will end early and increase to the APR for Purchases and Balance Transfers or to a Penalty Rate APR if you make a late payment, make a payment that is returned, or your account exceeds its credit limit. We apply your payments to balances with lower APRs first. Balance transfer fees will apply. Late payments and going over the credit limit may damage your credit history.

Subject to credit approval. The creditor, issuer and service provider of this card is Elan Financial Services, pursuant to a license from Visa U.S.A. Inc.

We may change APRs, fees and other Account terms in the future based on your experience with Elan Financial Services and its affiliates as provided under the Card member Agreement and applicable law.

1– Reward points can be redeemed as a cash deposit to a checking or savings account or as a statement credit to your credit card account. First purchase bonus points will be applied 6 to 8 weeks after first purchase and are not awarded for balance transfers or cash advances. Monthly net purchase bonus points will be applied each billing cycle. Net purchases are purchases minus credits and returns.

Banking 24/7

You can't always get to the bank, so you need a variety of anytime online financial services. Access a wide range of banking capabilities 24/7 through Idaho First Bank night depositories, ATM’s, the MoneyPass Network, Remote Deposit services, Mobile Banking services and our easy Online Banking.

Locate a Money Pass ATM

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