Personal Checking
Achieve Financial Success with Flexible Checking Options
You deserve first-class, personalized service as you pursue your financial goals. With Idaho First Bank, you're free to choose the personal checking account that fits your needs or let us help you make the right choice. Either way, you get expert assistance and your money remains close by, right here in the community.
Scroll to the right to view the rest of the table.
| Climb | Peak | Pinnacle | Summit (Senior 62+) |
|
|---|---|---|---|---|
| Minimum Balance to Open | $100 |
$100 |
$200 |
$100 |
| Monthly Maintenance Fee1 | $3 |
$7 |
$10 |
$0 |
| Accrues Interest |  |
|
||
| Average Collected Balance to Avoid Fee | $250 |
$1,000 |
$5,000 |
$0 |
| Average Aggregated Collected Balance to Avoid Fee 2 | $500 |
$2,500 |
$10,000 |
$0 |
| Statements 4 |  |
|
|
|
| Checks 3,5 |  |
 |
||
|
Free Official Checks/MO3
|
 |
|||
| Learn about Climb | Learn about Peak | Learn about Pinnacle | Learn about Summit |
1 Climb monthly maintenance fee waived with 1 direct deposit per month.
2 Aggregate of Idaho First Bank Checking, savings, Money Market accounts (excludes CDs, IRAs, Loans, Lines of Credit, and Credit Cards)
3 Additional fees may apply
4 E-Statements free, paper statements $3.00 per statement cycle - waived for Summit (Senior 62+)/Student Savings/Health Savings account
5 Bank logo checks only- 1 box per 12 month period for Pinnacle/ Summit. Checks for HSA and Money Market accounts available (additional fees may apply).
Climb
- $100.00 minimum balance to open
- $3.00 monthly maintenance fee if average collected balance falls below $250.00 or average aggregated collected balance falls below $500.00 (Fee waived with 1 direct deposit a month)
Services Included:
- Online Banking
- Bill Pay
- Mobile Banking
- Remote Deposit Anywhere
- E-Statements (Free)
- Visa Debit Card
- Free Savings if attached
Additional Services offered (fees may apply)
- Paper Statements ($3.00)
- Checks
- Official Checks/Money Orders
Peak
- Accrues Interest
- $100.00 minimum balance to open
- $7.00 monthly maintenance fee if average collected balance falls below $1,000.00 or average aggregated collected balance falls below $2,500.00
Services Included:
- Online Banking
- Bill Pay
- Mobile Banking
- Remote Deposit Anywhere
- E-statements (Free)
- Visa Debit Card
Additional Services offered (fees may apply)
- Paper Statements ($3.00)
- Checks
- Official Checks/Money Orders
Pinnacle
- Accrues Interest
- $200.00 minimum balance to open
- $10.00 monthly maintenance fee if average collected balance falls below $5,000.00 or average aggregated collected balance falls below $10,000.00
Services Included:
- Online Banking
- Bill Pay
- Mobile Banking
- Remote Deposit Anywhere
- E-Statements (Free)
- Visa Debit Card
- Checks - Idaho First Bank logo (1 box per 12 month period)
Additional Services offered (fees may apply)
- Paper Statements ($3.00)
- Official Checks/Money Orders
Summit (Senior 62+)
- $100.00 minimum balance to open
- No monthly maintenance fee
Services Included:
- Online Banking
- Bill Pay
- Mobile Banking
- Remote Deposit Anywhere
- E-Statements or Free Paper Statements
- Visa Debit Card
- Free Official Checks and Money Orders
- 1 box of Bank logo checks per 12 month period
Your local personal checking decision maker is here to help you make it happen. Click here to locate one today.
Banking 24/7
You can't always get to the bank, so you need a variety of anytime online financial services. Access a wide range of banking capabilities 24/7 through Idaho First Bank night depositories, ATM’s, the MoneyPass Network, Remote Deposit services, Mobile Banking services and our easy Online Banking.
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