ALERT: Fraud texts and phone calls are on the rise! Don’t be fooled. The numbers that are given could be coming from Hawaii or other states. Do not reply. Do not give out your information. If you receive any calls or text messages saying your card has been compromised, call the bank immediately. If they state they will give you a temporary password and/or ask for your login information, contact your bank and/or banker immediately! For all questions, call us at 208.634.1000.
Flexibility For You
Personal Savings Account features include: Accrued Interest, Online & Mobile Banking, Electronic Statements, and ATM Card. Visa® Debit Card and Bill Pay services available for select products.
Savings
Choose An Account Tailored To You
Student Savings
Minimum Balance To Open: $1
Quarterly Maintenance Fee: $0
- Available for individuals age 17 and younger
- Higher interest rate on first $200 of account balance
- E-statements free; Paper statements free
Certain withdrawal limitations apply
Statement Savings
Minimum Balance To Open: $100
Quarterly Maintenance Fee: $3
- $3 quarterly maintenance fee waived when you maintain an average daily collected balance of $100, or $0 if attached to Climb checking account as overdraft protection
- E-statements free; Paper statements $3 per statement cycle
Certain withdrawal limitations apply
Personal Money Market
Minimum Balance To Open: $5,000
Monthly Maintenance Fee: $5
- $5 monthly maintenance fee waived when you maintain an average daily collected balance of $5,000
- E-statements free; Paper statements $3 per statement cycle
Additional Services Offered (fees may apply): Checks, Bill Pay
Certain withdrawal limitations apply
Personal Jumbo Money Market
Minimum Balance to Open: $25,000
Monthly Maintenance Fee: $10
- $10 monthly maintenance fee waived when you maintain an average daily collected balance of $25,000
- E-statements free; Paper statements $3 per statement cycle
Additional Services Offered (fees may apply): Checks, Bill Pay
Certain withdrawal limitations apply
Health Savings Account (HSA)
Minimum Balance To Open: $100
Monthly Maintenance Fee: $0
- High deductible health plan required
- E-statements free; Paper statements free
- Visa® Debit Card
Additional Services Offered (fees may apply): Checks, Bill Pay
Idaho Medical Savings Account (MSA)
Minimum Balance To Open: $100
Monthly Maintenance Fee: $0
- Available for individuals who file an Idaho income tax return
- E-statements free; Paper statements free
- Visa® Debit Card
Additional Services Offered (fees may apply): Checks, Bill Pay
Compare Accounts
- E-statements free, paper statements $3.00 per statement cycle-waived for Student Savings/Health Savings Account/Idaho Medical Savings Account.
- Checks for Health Savings Account, Idaho Medical Savings Account, and Money Market accounts available (additional fees apply).
- Statement Savings balance requirement fee is waived if attached to Climb checking account as overdraft protection.
- Money Market and Savings accounts are limited to six (6) withdrawals per calendar month via telephone, online transfer, pre-authorized transfer, check or debit card. In-person or ATM withdrawals are unlimited. Excess debit charge may apply.
©2023 Idaho First Bank. Member FDIC. Equal Housing Lender. Routing Number: 124103838