Savings

Flexibility For You

Personal Savings Account features include: Accrued Interest, Online & Mobile Banking, Electronic Statements, and ATM Card. Visa® Debit Card and Bill Pay services available for select products.

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Choose An Account Tailored To You

Student Savings

Minimum Balance To Open: $1

Quarterly Maintenance Fee: $0

  • Available for individuals age 17 and younger
  • Higher interest rate on first $200 of account balance
  • E-statements free; Paper statements free

Certain withdrawal limitations apply

 

Statement Savings

Minimum Balance To Open: $100

Quarterly Maintenance Fee: $3

  • $3 quarterly maintenance fee waived when you maintain an average daily collected balance of $100, or $0 if attached to Climb checking account as overdraft protection
  • E-statements free; Paper statements $3 per statement cycle

Certain withdrawal limitations apply

 

Personal Money Market

Minimum Balance To Open: $5,000

Monthly Maintenance Fee: $5

  • $5 monthly maintenance fee waived when you maintain an average daily collected balance of $5,000
  • E-statements free; Paper statements $3 per statement cycle

Additional Services Offered (fees may apply): Checks, Bill Pay

Certain withdrawal limitations apply

 

Personal Jumbo Money Market

Minimum Balance to Open: $25,000

Monthly Maintenance Fee: $10

  • $10 monthly maintenance fee waived when you maintain an average daily collected balance of $25,000
  • E-statements free; Paper statements $3 per statement cycle

Additional Services Offered (fees may apply): Checks, Bill Pay

Certain withdrawal limitations apply

 

Health Savings Account (HSA)

Minimum Balance To Open: $100

Monthly Maintenance Fee: $0

  • High deductible health plan required
  • E-statements free; Paper statements free
  • Visa® Debit Card

Additional Services Offered (fees may apply): Checks, Bill Pay

 

Idaho Medical Savings Account (MSA)

Minimum Balance To Open: $100

Monthly Maintenance Fee: $0

  • Available for individuals who file an Idaho income tax return
  • E-statements free; Paper statements free
  • Visa® Debit Card

Additional Services Offered (fees may apply): Checks, Bill Pay

 

Compare Accounts

  1. E-statements free, paper statements $3.00 per statement cycle-waived for Student Savings/Health Savings Account/Idaho Medical Savings Account.
  2. Checks for Health Savings Account, Idaho Medical Savings Account, and Money Market accounts available (additional fees apply).
  3. Statement Savings balance requirement fee is waived if attached to Climb checking account as overdraft protection.
  4. Money Market and Savings accounts are limited to six (6) withdrawals per calendar month via telephone, online transfer, pre-authorized transfer, check or debit card. In-person or ATM withdrawals are unlimited. Excess debit charge may apply.

 

 

 

©2022 Idaho First Bank.  Member FDIC.  Equal Housing Lender.  Routing Number: 124103838

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