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Business Checking

Partner with Your Local Business Checking Experts

You've built your business on good ideas and with the help of expert support. We started as a small business too, so we respect what you've accomplished. To help you grow, we offer strong local partnership and affordable business checking options that work the way you need them to. Your local business checking decision maker is here to help you make it happen.

Choose the Business Checking Package right-sized for your needs:


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Money Market and Savings Accounts are limited by Federal regulations to six (6) withdrawals per statement cycle via telephone, online transfer, pre-authorized transfer, check or debit card. In-person or ATM withdrawals are unlimited. Excess debit charges may apply. 
Additional fees may apply

 Aggregate of Idaho First Bank Checking, Savings, Money Market accounts (Excludes CDs, IRAs, Loans, Lines of Credit, and Credit Cards).



Simplicity

  • $100.00 minimum balance to open
  • $8.00 monthly maintenance fee if average collected falls below $1,000.00 or average aggregated collected balance falls below $2,500.00*

Services Included:

  • Online Banking
  • Bill Pay
  • Mobile Banking
  • Remote Deposit Anywhere
  • E-Statements (Free) 
  • Visa Debit Card
  • 100 Allowed Items

Additional Services offered (fees may apply):

  • Cash Management
  • Remote Deposit Complete
  • Paper Statements ($3.00)
  • Checks
  • Official Checks/Money Orders

Advantage

  • $500.00 minimum balance to open
  • $15.00 monthly maintenance fee if average collected falls below $5,000.00 or average aggregated collected balance falls below $10,000.00*

Services Included:

  • Online Banking
  • Bill Pay
  • Mobile Banking
  • Remote Deposit Anywhere
  • E-Statements (Free)
  • Visa Debit Card
  • 250 Allowed Items

Additional Services offered (fees may apply)

  • Cash Management
  • Remote Deposit Capture
  • Paper Statements ($3.00)
  • Checks
  • Official Checks/Money Orders

Premier

  • $500.00 minimum balance to open
  • $25.00 monthly maintenance fee if average collected falls below $10,000.00 or average aggregated collected balance falls below $25,000.00*

Services Included:

  • Online Banking
  • Bill Pay
  • Mobile Banking
  • Remote Deposit Anywhere
  • E-Statements (Free)
  • Visa Debit Card
  • 500 Allowed Items
  • Official Checks/Money Orders

Additional Services offered (fees may apply)

  • Cash Management
  • Remote Deposit Capture
  • Paper Statements ($3.00)
  • Checks

Community (Non-Profit)

  • $500.00 minimum balance to open
  • $0 monthly maintenance fee 

Services Included:

  • Online Banking
  • Bill Pay
  • E-Statements (Free)
  • Visa Debit Card
  • Checks (IFB logo, 1 box per 12 month period)
  • 500 Allowed Items

Additional Services offered (fees may apply)

  • Cash Management
  • Remote Deposit Capture
  • Paper Statements ($3.00)


Business IBT

  • $5,000.00 minimum balance to open 
  • $25.00 monthly maintenance fee if average collected balance falls below $10,000.00 or if aggregated collected balance falls below $25,000.00

Services Included:

  • Online Banking
  • Bill Pay
  • Mobile banking
  • Remote Deposit Anywhere
  • E-Statements (Free)
  • Visa Debit Card
  • 250 Allowed Items
  • Official Checks and Money Orders

Additional Services offered (fees may apply) 

  • Cash Management 
  • Remote Deposit Capture
  • Paper Statements ($3.00)
  • Checks


Enhanced Account Analysis 

  • $500.00 minimum balance to open 
  • $10.00 monthly maintenance fee 
 
Services Included:
  • Online Banking
  • Bill Pay
  • Mobile banking
  • Remote Deposit Anywhere
  • E-Statements (Free)
  • Visa Debit Card
  • Unlimited Allowed Items
  • Official Checks and Money Orders 
  • Earnings credit is applied to help offset fees and charges based on average available balance

Additional Services offered (fees may apply) 

  • Cash Management 
  • Remote Deposit Capture
  • Paper Statements ($3.00)
  • Checks


Your local business checking decision maker is here to help you make it happen. Click here to locate one today.



Banking 24/7

You can't always get to the bank, so you need a variety of anytime online financial services. Access a wide range of banking capabilities 24/7 through Idaho First Bank night depositories, ATM’s, the MoneyPass Network, Remote Deposit services, Mobile Banking services and our easy Online Banking.

Locate a Money Pass ATM

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