Business Checking
Partner with Your Local Business Checking Experts
You've built your business on good ideas and with the help of expert support. We started as a small business too, so we respect what you've accomplished. To help you grow, we offer strong local partnership and affordable business checking options that work the way you need them to. Your local business checking decision maker is here to help you make it happen.
Choose the Business Checking Package right-sized for your needs:
Scroll to the right to view the rest of the table.
| Simplicity | Advantage | Premier | Community (Non-Profit) | Business IBT | |
|---|---|---|---|---|---|
| Minimum Balance To Open | $100 | $500 | $500 | $500 | $5,000 |
| Monthly Maintenance Fee | $8 | $15 | $25 | $0 | $25 |
| Accrues Interest | | | | |  |
| Average Collected Balance to Avoid Fee | $1,000 | $5,000 | $10,000 | $0 | $10,000 |
| Average Aggregated Balance to Avoid Fee 1 | $2,500 | $10,000 | $25,000 | $0 | $25,000 |
| Online Banking |  |  |  |  |  |
| Bill Pay |  |  |  |  |  |
| Mobile Banking |  |  |  | |  |
| RDA 2 |  |  |  | |  |
| Statements 3 | Free Online $3 Paper | Free Online $3 Paper | Free Online $3 Paper | Free Online $3 Paper | Free Online $3 Paper |
| Visa Debit Card |  |  |  |  |  |
| Checks 4 | | | |  | |
| Allowed Items 5 | 100 | 250 | 500 | 500 | |
| Free Official Checks/MO | | |  | |  |
| Cash Management/ Remote Deposit 6 |  |  |  |  |  |
| Learn about Simplicity | Learn about Advantage | Learn about Premier | Learn about Community | Lear about Business IBT |
2 5 free per statement cycle, $.50 each additional
4 Bank Logo Checks only - 1 box free per 12 month period
5 $.20 per each additional item
6 Additional fees may apply
Simplicity
- $100.00 minimum balance to open
- $8.00 monthly maintenance fee if average collected falls below $1,000.00 or average aggregated collected balance falls below $2,500.00*
Services Included:
- Online Banking
- Bill Pay
- Mobile Banking
- Remote Deposit Anywhere
- E-statements
- Visa Debit Card
- 100 Allowed Items
Additional Services offered (fees may apply):
- Cash Management
- Remote Deposit Capture
- Paper Statements
- Checks
- Official Checks/Money Orders
Advantage
- $500.00 minimum balance to open
- $15.00 monthly maintenance fee if average collected falls below $5,000.00 or average aggregated collected balance falls below $10,000.00*
Services Included:
- Online Banking
- Bill Pay
- Mobile Banking
- Remote Deposit Anywhere
- E-statements
- Visa Debit Card
- 250 Allowed Items
Additional Services offered (fees may apply)
- Cash Management
- Remote Deposit Capture
- Paper Statements
- Checks
- Official Checks/Money Orders
Premier
- $500.00 minimum balance to open
- $25.00 monthly maintenance fee if average collected falls below $10,000.00 or average aggregated collected balance falls below $25,000.00*
Services Included:
- Online Banking
- Bill Pay
- Mobile Banking
- Remote Deposit Anywhere
- E-statements
- Visa Debit Card
- 500 Allowed Items
- Free Official Checks/Money Orders
Additional Services offered (fees may apply)
- Cash Management
- Remote Deposit Capture
- Paper Statements
- Checks
Community (Non-Profit)
- $500.00 minimum balance to open
- $0 monthly maintenance fee
Services Included:
- Online Banking
- Bill Pay
- E-Statements
- Visa Debit Card
- Checks (IFB logo, 1 box per 12 month period)
- 500 Allowed Items
Additional Services offered (fees may apply)
- Cash Management
- Remote Deposit Capture
- Paper Statements
Business IBT
- $5,000.00 minimum balance to open
- $25.00 monthly maintenance fee if average collected balance falls below $10,000.00 or if aggregated collected balance falls below $25,000.00
Services Included:
- Online Banking
- Bill Pay
- Mobile banking
- Remote Deposit Anywhere
- E-Statements
- Visa Debit Card
- 250 Allowed Items
- Free Official Checks and Money Orders
Additional Services offered (fees may apply)
- Cash Management
- Remote Deposit Capture
- Paper Statements
- Checks
Your local business checking decision maker is here to help you make it happen. Click here to locate one today.
Banking 24/7
You can't always get to the bank, so you need a variety of anytime online financial services. Access a wide range of banking capabilities 24/7 through Idaho First Bank night depositories, ATM’s, the MoneyPass Network, Remote Deposit services, Mobile Banking services and our easy Online Banking.
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