Business Checking

Partner with Your Local Business Checking Experts

You've built your business on good ideas and with the help of expert support. We started as a small business too, so we respect what you've accomplished. To help you grow, we offer strong local partnership and affordable business checking options that work the way you need them to. Your local business checking decision maker is here to help you make it happen.

Choose the Business Checking Package right-sized for your needs:

Scroll to the right to view the rest of the table.

	Simplicity	Advantage	Premier	Community (Non-Profit)	Business IBT	Enhanced Account Analysis
Minimum Balance To Open	$100	$500	$500	$500	$5,000	$500
Monthly Maintenance Fee	$8	$15	$25	$0	$25	$10
Accrues Interest						Earnings Credit Applied
Average Collected Balance to Avoid Fee	$1,000	$5,000	$10,000	$0	$10,000
Average Aggregated Balance to Avoid Fee³	$2,500	$10,000	$25,000	$0	$25,000
Statements	Free Online $3 Paper	Free Online $3 Paper	Free Online $3 Paper	Free Online $3 Paper	Free Online $3 Paper	Free Online $3 Paper
Allowed Items	100	250	500	500	250	Unlimited
	Learn about Simplicity	Learn about Advantage	Learn about Premier	Learn about Community	Learn about Business IBT

¹Money Market and Savings Accounts are limited by Federal regulations to six (6) withdrawals per statement cycle via telephone, online transfer, pre-authorized transfer, check or debit card. In-person or ATM withdrawals are unlimited. Excess debit charges may apply.
² Additional fees may apply

³ Aggregate of Idaho First Bank Checking, Savings, Money Market accounts (Excludes CDs, IRAs, Loans, Lines of Credit, and Credit Cards).

Simplicity

$100.00 minimum balance to open
$8.00 monthly maintenance fee if average collected falls below $1,000.00 or average aggregated collected balance falls below $2,500.00*

Services Included:

Online Banking
Bill Pay
Mobile Banking
Remote Deposit Anywhere
E-Statements (Free)
Visa Debit Card
100 Allowed Items

Additional Services offered (fees may apply):

Cash Management
Remote Deposit Complete
Paper Statements ($3.00)
Checks
Official Checks/Money Orders

Advantage

$500.00 minimum balance to open
$15.00 monthly maintenance fee if average collected falls below $5,000.00 or average aggregated collected balance falls below $10,000.00*

Services Included:

Online Banking
Bill Pay
Mobile Banking
Remote Deposit Anywhere
E-Statements (Free)
Visa Debit Card
250 Allowed Items

Additional Services offered (fees may apply)

Cash Management
Remote Deposit Capture
Paper Statements ($3.00)
Checks
Official Checks/Money Orders

Premier

$500.00 minimum balance to open
$25.00 monthly maintenance fee if average collected falls below $10,000.00 or average aggregated collected balance falls below $25,000.00*

Services Included:

Online Banking
Bill Pay
Mobile Banking
Remote Deposit Anywhere
E-Statements (Free)
Visa Debit Card
500 Allowed Items
Official Checks/Money Orders

Additional Services offered (fees may apply)

Cash Management
Remote Deposit Capture
Paper Statements ($3.00)
Checks

Community (Non-Profit)

$500.00 minimum balance to open
$0 monthly maintenance fee

Services Included:

Online Banking
Bill Pay
E-Statements (Free)
Visa Debit Card
Checks (IFB logo, 1 box per 12 month period)
500 Allowed Items

Additional Services offered (fees may apply)

Cash Management
Remote Deposit Capture
Paper Statements ($3.00)

Business IBT

$5,000.00 minimum balance to open
$25.00 monthly maintenance fee if average collected balance falls below $10,000.00 or if aggregated collected balance falls below $25,000.00

Services Included:

Online Banking
Bill Pay
Mobile banking
Remote Deposit Anywhere
E-Statements (Free)
Visa Debit Card
250 Allowed Items
Official Checks and Money Orders

Additional Services offered (fees may apply)

Cash Management
Remote Deposit Capture
Paper Statements ($3.00)
Checks

Enhanced Account Analysis

$500.00 minimum balance to open
$10.00 monthly maintenance fee

Your local business checking decision maker is here to help you make it happen. Click here to locate one today.

Banking 24/7

You can't always get to the bank, so you need a variety of anytime online financial services. Access a wide range of banking capabilities 24/7 through Idaho First Bank night depositories, ATM’s, the MoneyPass Network, Remote Deposit services, Mobile Banking services and our easy Online Banking.

Locate a Money Pass ATM

Download our IFB App from your App store